ESG Strategy & Framework

Dubco Ireland’s ESG Strategy: Building a Better, More Sustainable Future.

At Dubco Ireland Credit Union, we are proud to integrate Environmental, Social, and Governance (ESG) principles into our operations, aligning with our core values and strengthening relationships with our members, communities, and stakeholders.

Our ESG approach focuses on delivering long-term, responsible value while making a real difference in the lives of our members and the wider society. Below are the key areas where our ESG commitment is creating impact.

Green Loan Initiatives – Supporting Sustainable Living

At Dubco Ireland, we’re committed to promoting sustainability through a range of Green Loan products designed to help members reduce their environmental footprint.

Green Business Loan

In partnership with the Convenience Stores & Newsagents Association (CSNA), Dubco Ireland introduced a Green Business Loan to support SMEs in their sustainability efforts. These loans help finance projects like reverse vending machines used in the Deposit Return Scheme (Re-turn), enhancing local recycling initiatives and reducing single-use plastic waste.

CSNA members who join Dubco Ireland can access competitive rates on loans to fund eco-friendly upgrades, enabling businesses to align with ESG goals while benefiting their communities.

Green Car Loan

Our Green Car Loan helps members transition to cleaner, greener transportation. Whether you're buying a hybrid or electric vehicle, this loan offers:

  • Attractive interest rates
  • Flexible repayment options
  • A way to reduce your carbon footprint and fuel costs

Support a greener Ireland and enjoy cost-effective financing on your next car purchase.

Green Home Improvement Loan

Our Green Home Improvement Loan is ideal for members looking to make energy-efficient upgrades to their homes. Eligible upgrades include:

  • Solar panels
  • Attic, wall, and external insulation
  • Energy-efficient windows
  • Wood-burning stoves
  • Heat pumps and full retrofitting projects

Make your home more energy-efficient and save on heating and electricity bills with Dubco Ireland’s eco-friendly home loan options.

Financial Wellness Programmes – Empowering Financial Health

As part of our ESG commitment, Dubco Ireland works with employers to design and deliver customised Financial Wellness Programmes for employees. These initiatives promote financial stability, budgeting skills, and debt management, ultimately improving employees’ well-being.

Our Financial Wellness Services Include:

  • Budgeting support
  • Savings plans & BillPay
  • Debt consolidation
  • Financial education webinars & workshops
  • Personalised advice sessions (online or in-person)

Partnering with Dubco Ireland helps employers:

  • Enhance their Employee Assistance Programmes (EAPs)
  • Promote staff retention and workplace satisfaction
  • Demonstrate a clear commitment to ESG values

By supporting your workforce’s financial well-being, you're investing in both your people and your long-term success.

Investing in Housing – Backing Social Impact Projects

As a founding investor in the Credit Union Approved Housing Body (CU AHB) Fund, Dubco Ireland is proud to support social housing developments that address critical housing needs in Ireland.

Recent Project Highlight:

  • Aderrig Square, Adamstown (Dublin)
  • 38 new social housing units: 19 one-bed and 19 two-bed apartments
  • €11.1 million total development cost
  • €8.2 million funded by the CU AHB Fund
  • Delivered in collaboration with Circle Voluntary Housing Association and South Dublin County Council

This investment reflects our commitment to responsible finance, ensuring our members’ funds support real social impact, aligned with ESG values.

Why ESG Matters to Dubco Ireland

  • Reinforces our values of integrity, community, and responsibility
  • Promotes sustainable financial solutions for individuals and SMEs
  • Channels member funds into impactful, socially responsible investments
  • Helps us play an active role in building a better future for all
Why ESG Matters to Dubco Ireland