Find the Right Loan for You

Whether you're planning a holiday, upgrading your home, purchasing a car, or covering an unexpected expense, Dubco Ireland Credit Union is here to help you access affordable and flexible loan options tailored to your needs.

Our loans at a glance

We believe in responsible lending our loans are structured around your ability to repay, not how long you’ve been a member or the balance in your shares account. Our loans are designed with members in mind, offering competitive rates, flexible repayment terms, and personalised support from our experienced team.

Personal Loan

Max. amount: €100,000

Max. term: 10 years

Car Loan

Max. amount: €100,000

Max. term: 10 years

Home Improvement Loan

Max. amount: €100,000

Max. term: 10 years

Green Car Loan

Max. amount: €100,000

Max. term: 10 years

Green Home Improvement Loan

Max. amount: €100,000

Max. term: 10 years

Green Business Loan Initiative

Max. amount: €200,000

Max. term: 10 years

Loans Covered by Shares

Max. amount: €100,000

Max. term: 10 years

Education Loan

Max. amount: €100,000

Max. term: 10 years

Business Loan

Max. amount: €200,000

Max. term: 10 years

Income Tax Plus Loan

Max. amount: €100,000

Max. term: 12 months

Home Loans – LTV < 50%

Max. amount: €350,000

Max. amount: 30 years

Home Loans – LTV < 80%

Max. amount: €350,000

Max. amount: 30 years

At Dubco Ireland Credit Union, we are committed to supporting our members during times of financial difficulty. If you are currently in home loan arrears or are concerned that you may fall behind on your mortgage repayments, we’re here to help.

We offer confidential guidance and flexible solutions to help you manage your repayments and protect your home.

*The APR (Annual Percentage Rate) included is an example only; all APR examples are based on a €10,000 loan over a period of 60 monthly repayments.
**The APRC (Annual Percentage Rate of Charge) included is an example only; all APRC examples are based on €200,000 over a period of 300 months. 1st legal charge will be required.