Flexible Business Loans for Sole Traders & SMEs
At Dubco Ireland Credit Union, our business loans are built to support sole traders and SMEs, whether you're a dentist, pharmacist, retailer, or self-employed professional. We understand the challenges of running a business and offer affordable business finance solutions to help you grow, expand, or invest in the future.
Whether you need working capital, want to upgrade equipment, or plan to renovate, our SME loan options can help.
Competitive Interest Rate
Free loan protection insurance. T&C’s Apply
No early repayment penalties
No hidden fees or setup charges
Up to €100,000 unsecured
Up to €200,000 secured
Borrow with no savings requirement or membership waiting period
Repayment terms of up to 10 years
What Will My Loan Repayments Be?
Whether you need working capital, want to upgrade equipment, or plan to renovate, our SME loan options can help.
Maximum Loan Term :
7.2%
7.2%
7.2%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative Example
Fair pricing from your local credit union!
Loan amount
€50,000
Interest rate - APR
7.20%
Loan term
10 years
Total interest
€16,516
Monthly repayment
€554
Total cost of credit
€66,516
How Do I Apply?
What you need to avail of our incredible offers.
Ready to grow your business?
Our simple loan application includes questions about your business, income, and loan purpose.
You’ll typically need to provide:
- 2 years of certified financial accounts
- 2 years of Form 11 returns submitted to Revenue
- 3 months of personal and business bank statements
NOTE: Additional documents may be requested based on your individual circumstances.
Ready to apply?
Please note: Applicants must be aged 18 or over and be a member of Dubco Ireland Credit Union.
Have questions or need assistance?
Email: info@dubcoireland.ie
Call: 01-8870400
