Terms & Conditions
- Subject to underwriting criteria, terms and conditions
- Minimum Loan Amount €5,000
- Maximum Loan Amount €100,000
- Minimum Term - 5 years - Loan can be cleared early, no penalties apply
- Maximum Term of loans – 7 years
- Repayment Frequency – Weekly, Fortnightly, Monthly
- Loans are insured at no direct cost to all eligible members
- Loan may be used to pay off an existing car finance agreement, redemption figures required, and loan will be payable direct to lender
- Loan may be used to pay off an existing car finance agreement and include a sum required to trade up, redemption figures required, and loan will be payable direct to lender
- Loan can be topped up, balance must be brought back up to minimum loan amount of €5,000 over 5 years
- If a loan application is such that it may not be approved by Dubco Ireland due to the personal circumstances of the member, additional security may be required in the form of a minimum level of pledged shares, and/or a person that guarantees the loan (Guarantor). This Guarantor would ideally be a member.
*The Annual Percentage Rate (APR) included is an example only; this APR example is based on a €15,000 loan over a period of 12 monthly repayments.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
On the Move?
Manage your money anywhere, anytime
If you’re already registered for Dubco Ireland online access, all you have to do is download the Dubco Ireland Mobile App and you’re ready to go!
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