• Subject to underwriting criteria, terms and conditions
• Minimum loan amount €5,000
• Maximum loan amount €100,000
• Minimum Term - 5 years - Loan can be cleared early, no penalties apply
• Maximum Term of loans – 10 years
• Repayment Frequency – Weekly, Fortnightly, Monthly
• Loans are insured at no direct cost to all eligible members
• Member to provide invoice from garage for car purchase
• Cheque to be payable direct to a garage only
• Loan may be used to pay off an existing car finance agreement if it was taken out to purchase an Electric or Hybrid Car, redemption figures will be required, and loan will be payable direct to lender
• Loan may be used to pay off an existing car finance agreement, and include a sum required to trade up for an Electric or Hybrid Car, redemption figures will be required, and loan will be payable direct to lender and top up amount to garage
• Loan can be topped up, balance must be brought back up to minimum loan amount of €5,000 over 5 years
• If a loan application is such that it may not be approved by Dubco due to the personal circumstances of the member, additional security may be required in the form of a minimum level of pledged shares, and/or a person that guarantees the loan (Guarantor). This Guarantor would ideally be a member.

*The Annual Percentage Rate (APR) included is an example only; this APR example is
based on a €15,000 loan over a period of 12 monthly repayments.