Make Your Dream Home a Reality
At Dubco Ireland Credit Union, we know that turning a house into a home takes time and money. Whether you're planning a kitchen upgrade, a bathroom remodel, or a full extension, our Home Improvement Loans are designed to help you finance your project with ease.
With some of the most competitive home improvement loan rates in Ireland, we make borrowing affordable, so your dream home costs less in the long run.
No savings history or membership period required
Free loan protection insurance. T&C’s Apply
No hidden fees or charges
No penalties for early or lump-sum repayments
Borrow up to €100,000
Repayment terms up to 10 years
What Will My Loan Repayments Be?
You can borrow up to €100,000 without the need for a minimum membership period or prior savings.
Maximum Loan Term :
7.84%
7.84%
7.84%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative Example
Fair pricing from your local credit union!
Loan amount
€25,000
Interest rate - APR
7.84%
Loan term
5 years
Total interest
€4,487
Monthly repayment
€492
Total cost of credit
€29,487
How Do I Apply?
What you need to avail of our incredible offers.

The application is quick and straightforward. You’ll be asked for some details about your project, household income, and outgoings.
You’ll need to submit:
- 3 most recent consecutive payslips
- Proof of additional household income (if applicable)
- Bank statements for all accounts for the past 3 months
- A quote or estimate for the home improvement work
NOTE: Additional documentation may be requested depending on your circumstances.
Once we have received all required documents, a member of our team will contact you promptly with an update on your application.
Ready to apply?
Please note: To apply for a home improvement loan, you must be a Dubco Ireland member and over 18 years of age.
Have questions or need assistance?
Email: info@dubcoireland.ie
Call: 01-8870400

