Income Tax Plus Loan 6.97% (7.20% APR)

Flexible Finance for Income Tax, Pension Contributions & Professional Indemnity Insurance

At Dubco Ireland Credit Union, we understand that managing cash flow at key times of the year such as tax deadlines can be stressful. Our Income Tax Plus Loan is designed to help self-employed professionals and sole traders pay their income tax, make additional pension contributions, or cover the cost of professional indemnity insurance.

This tailored loan gives you the flexibility to manage large once-off expenses without compromising your day-to-day finances.

What Can the Income Tax Plus Loan Be Used For?

  • Paying your annual income tax liability
  • Making voluntary pension contributions
  • Covering professional indemnity insurance premiums
  • Other self-employment or business-related financial obligations

Competitive Interest Rate

No hidden fees or administrative charges

No penalties for early repayment

Free loan protection insurance. T&C’s Apply

No savings requirement or minimum membership period

Borrow from €5,000 up to €100,000

Suitable for both small and large tax-related expenses

Repayment term is 12 months

What Will My Loan Repayments Be?

You can apply to borrow up to €100,000, even if you’re a new member. There is no minimum savings requirement.

Maximum Loan Amount :
Maximum Loan Term :


Required Loan Term

Repayment Frequency
APR
7.2%
# Repayments
Total
Total Cost
APR
7.2%
# Repayments
Total
Total Cost
APR
7.2%
# Repayments
Total
Total Cost
APR
7.2%
# Repayments
Total
Total Cost

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Representative Example

Fair pricing from your local credit union!

Loan amount

€5,000

Interest rate - APR

7.20%

Loan term

1 year

Total interest

€163

Montly repayment

€430

Total cost of credit

€5,163

How Do I Apply?

What you need to avail of our incredible offers.

Don’t let tax time disrupt your financial stability.

The loan application process is straightforward. We’ll ask you some basic questions about the loan purpose, your income, and your financial outgoings.

You’ll typically be required to submit:

  • 2 years of certified financial accounts
  • 2 years of completed Form 11s (Revenue submissions)
  • 3 months of personal and business bank statements

NOTE: Additional documentation may be required depending on your circumstances.

Once your documents are received, one of our team members will contact you as soon as possible with an update.

Ready to apply?

Please note: You must be at least 18 years old to apply for a loan.

Apply for an Income Tax Plus Loan online or contact us directly for personalised assistance.
Email: info@dubcoireland.ie
Call: 01-8870400

Apply Now

Income Tax Plus Loan T&C's

*Free Loan Protection Insurance up to €75,000 to all eligible members subject to T&C’s