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- Income Tax Plus Loan T&C's
Income Tax Plus Loan T&C's
Rate 6.97% (7.20% APR*) - Variable Interest Rate
Terms & Conditions
The Green Home Improvement loan can be used for members planning to upgrade their home making it warmer and
more energy efficient with the support of SEAI grants.
- Subject to underwriting criteria, terms and conditions
- Minimum Loan €5,000
- Maximum Loan Amount €100,000
- 1 Month Minimum Term
- Maximum Term of loan 1 year
- Repayment Frequency – Weekly, Fortnightly, Monthly
- Loans are insured up to €75,000 at no direct cost to all eligible members
- Loans in excess of €75,000 may require (at the discretion of Dubco) appropriate loan protection or life assurance for the duration of the loan. Any such policy would have to be assigned to Dubco
- Loan can be topped up, balance must be brought back up to minimum loan amount of €5,000
- If a loan application is such that it may not be approved by Dubco due to the personal circumstances of the member, additional security may be required in the form of a minimum level of pledged shares, other security and/or a person that guarantees the loan (Guarantor - ideally be a member)
*The Annual Percentage Rate (APR) included is an example only; this APR example is based on a €5,000 loan over a period of 12 monthly repayments.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
On the Move?
Manage your money anywhere, anytime
If you’re already registered for Dubco Ireland online access, all you have to do is download the Dubco Ireland Mobile App and you’re ready to go!
Scan/tap the QR code and download our Android App
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