Loan Covered by Shares – Borrow Against Your Savings
At Dubco Ireland Credit Union, our Loan Covered by Shares gives members the flexibility to borrow against their savings without dipping into them. This option allows you to access funds when needed while keeping your savings intact, all at one of the most competitive interest rates in Ireland.
Competitive Interest Rate
Borrow up to the value of your savings
No fees, charges, or early repayment penalties
Free loan protection insurance. T&C’s Apply
No minimum savings duration or membership period required
Repayment terms up to 10 years
What Will My Loan Repayments Be?
You can borrow up to the total value of your savings, up to €100,000.
Maximum Loan Term :
5.61%
5.61%
5.61%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative Example
Fair pricing from your local credit union!
Loan amount
€10,000
Interest rate - APR
5.61%
Loan term
3 years
Total interest
€784
Montly repayment
€300
Total cost of credit
€10,784
How Do I Apply?
What you need to avail of our incredible offers.
Keep your savings secure while accessing affordable credit.
The application process is straightforward and stress free. You’ll simply answer a few questions about your loan purpose.
Apply NowOnce your documents are received, one of our team members will contact you as soon as possible with an update.
Ready to apply?
Please note: To be eligible, you must be a Dubco Ireland Credit Union member and at least 18 years of age.
Have questions or need assistance?
Email: info@dubcoireland.ie
Call: 01-8870400
