At Dubco Ireland, we are dedicated to supporting members facing home loan arrears or those concerned about falling behind on their mortgage payments. We follow the Central Bank of Ireland’s Mortgage Arrears Resolution Process (MARP) to ensure you receive fair, clear, and effective assistance.

If you are currently in arrears or worried about missing repayments, please contact our friendly arrears support team for confidential advice and solutions:

• Call us at 01 887 0400
• Email info@dubcoireland.ie with “Home Loan Arrears” in the subject line

Helpful Resources for Home Loan Arrears Assistance

• Money Advice & Budgeting Service (MABS): Expert support and advice for managing home loan arrears and personal finances.
• Insolvency Service of Ireland (ISI): Information on insolvency options under the Personal Insolvency Act 2012.

Dubco Ireland Credit Union is here to help you manage your home loan arrears responsibly and with care. Contact us today to discuss your options.

We have listed below some documents which will help you in your application:

• The MARP (Mortgage Arrears Resolution Booklet). This outlines the process for members who may find themselves in repayment difficulty;
• The SFS (Standard Financial Statement). This form will give us a full picture of your current household income and expenditure;
• Guide to completing the SFS. This guide will help you when completing the SFS and explain what figures are needed in each section of the form;
• Central Bank of Ireland’s guide to completing the SFS. This guide has been published by the Central Bank of Ireland and should be used in conjunction with the Dubco Ireland guide when completing your Standard Financial Statement.

The most important thing should you find yourself in Home Loan arrears or fear you may fall into arrears, is to contact us immediately so we can work together to find a suitable arrangement.