We all know Christmas can be costly, but it doesn’t have to be stressful. With the Dubco Ireland Christmas Vault Account, you can take control of your holiday spending. Start saving early in the year and enjoy a more relaxed, budget-friendly festive season.
Why Open a Christmas Vault Account?
Save gradually and reduce financial pressure in December
Separate your Christmas savings from your regular accounts
Flexible access to your funds any time (but we encourage you to save until closer to Christmas!)
Keep your account open year-round and continue saving for the next holiday season
Peace of mind knowing your Christmas fund is never used as loan collateral
Enjoy the comfort of knowing you’re financially prepared for the busy Christmas season
Christmas Vault Account – Key Terms & Conditions
- Must have a Share Account with at least €5 to open
- Account is separate from other Dubco Ireland accounts
- No deposit interest or dividend applies
- Access your savings anytime, but early planning means bigger savings
- Savings are subject to the credit union’s overall savings limit
- Account remains open after withdrawals, so you can keep building year after year
How to Open Your Christmas Vault Account
Opening your account is easy!
- Call us: 01 887 0400 (press 7)
- Email us: info@dubcoireland.ie
- Visit us in person at our office
Make Regular Payments and Watch Your Christmas Fund Grow.
Contribute to your Christmas Vault Account using:
- Payroll deduction (where available)
- Direct debit from your bank
- Online EFT (Electronic Fund Transfer)
- Debit card payment
- In-office cash or cheque lodgement
It Makes Cents to Start Early – Christmas 2025 is Coming! Start saving today and enjoy a merrier, more affordable holiday season with Dubco Ireland.
