Why save with us?
These services are just a click away
Protection
Dubco Ireland provides free Life Savings Insurance on savings up to a maximum of €13,000 for eligible members, subject to terms and conditions.
Secure
All savings of up to €100,000 are guaranteed by the Central Bank of Ireland under the deposit guarantee scheme.
Access
24-hour access to your savings through online banking.
Easy
Set up a direct debit from your current account directly into your Dubco Ireland savings account so you save without having to remember to transfer money.
Convenient
Depending on your employer, members may be able to have their savings automatically deducted from their payroll and transferred to their Dubco Ireland savings account.
Saving Limits
Our savings limit is in line with the Central Bank authorised limit of €100,000.
Free Savings Insurance
Qualifying members are automatically opted in for any free insurance offerings.
The insurance payable is in proportion to the of shares a member had at different ages (up to a maximum of €13,000). Subject to terms and conditions. For example shares lodged between:
- 0 to 6 months - 25% cover
- 6 months and 55th birthday - 100% cover
- 55th and 60th birthday - 75% cover
- 60th and 65th birthday - 50% cover
- 65th and 70th birthday - 25% cover
Once earned, the insurance remains in place provided the member does not withdraw their shares.
Paying into your Savings
Members can pay into their savings by the following methods
Payroll deducion
You can authorise your employer to deduct funds from your wages or salary and transfer these funds to your Dubco Ireland savings account. This service is available to any employer within our common bond who can facilitate it. Fill out a Payroll Deduction Mandate here.
Direct Debit
You can authorise Dubco Ireland to collect by direct debit, from whichever bank account you specify, funds at regular intervals and credit them to your savings account. Fill out a Direct Debit Mandate here.
Electronic Transfer
You can pay directly into your Dubco Ireland account online through your own online banking facility.
Lodgement
You can lodge funds via your debit card online, send cheques or drafts by post or make lodgements over the counter in the Dubco Ireland offices.
Savings FAQs
Have a question? Check below to see if it is answered in our Frequently Answered Questions.
We offer competitive notice saver rates e.g. 1.5% p.a. (3-month notice) and 2.0% p.a. (12-month notice) on our Notice Saver accounts.
Yes, qualifying members are automatically opted into free savings insurance, covering up to €13,000 (depending on share age).
With some accounts like the notice saver, a notice period may apply before withdrawal. (Other savings accounts may have different conditions.)
