At Dubco Ireland Credit Union, we’re excited to offer the 3 & 12 month Notice Savings Accounts, designed to give members greater flexibility and control over their money.
Following the success of our previous fixed-term deposit accounts and valuable feedback from our members, it was clear there was strong demand for a more adaptable savings solution. In response, we’ve developed two new savings products to meet your financial goals, whether you're saving for something big or building a financial cushion.
What is the 3-Month Notice Saver Account?
Save Smart with Dubco Ireland’s 3-Month Notice Saver Account
Looking to grow your savings while keeping the flexibility to access your money? Our 3-Month Notice Saver Account is the perfect balance between a great interest rate and easy access with just 3 months' notice.
Key Features of the 3-Month Notice Saver:
- Earn 1.5% gross interest annually, paid quarterly
- Access your funds with only 3 months’ notice
- Minimum opening balance of just €100
- Save regularly with direct debit or payroll deduction
- Maximum deposit of up to €75,000
- Ideal for both lump sum deposits or ongoing contributions
Whether you want to build a savings habit or have a lump sum you'd like to grow, the 3-Month Notice Saver Account offers secure savings with a competitive return, plus the reassurance of access when you need it.
Start Saving Today
Get in touch with Dubco Ireland to open your Notice Saver Account and start making your money work harder for you.
What is the 12-Month Notice Saver Account?
Earn More with the 12-Month Notice Saver Account
Looking for a higher return on your savings and comfortable with a longer notice period for access? The Dubco Ireland 12-Month Notice Saver Account is designed for members who want to maximise their savings with a competitive interest rate of 2% gross annually, while still maintaining flexibility in how they save.
Why Choose the 12-Month Notice Saver?
- Earn 2% gross annual interest, paid quarterly
- Access your funds with 12 months’ notice
- Minimum opening balance: €500
- Maximum balance: €75,000
- Save your way: via lump sum, direct debit, or payroll deduction
- Perfect for building a rainy day fund or growing long-term savings
Whether you're setting aside a one-time deposit or prefer to build up savings gradually, the 12-Month Notice Saver offers secure, stable growth with the trusted support of your credit union.
Flexible Saving Options, Member-Focused Design
Developed in response to member feedback, our Notice Saver Accounts give you easy, reliable ways to save, while offering attractive interest rates. Whether it’s for future plans, emergencies, or peace of mind, this account is here to help you build financial security, your way.
Limited availability: These accounts are capped and offered on a first-come, first-served basis, so act fast!
Ready to grow your savings with our 3-Month or 12-Month Notice Saver Accounts? Applying is simple!
Existing Members – Apply Today!
To open a Notice Saver Account, you can:
- Call us:01 887 0400
- Email us: savings@dubcoireland.ie to request an application form
- Download the application form directly below
Application Forms
Single Account Forms
Joint Account Forms
On the Move?
Manage your money anywhere, anytime
If you’re already registered for Dubco Ireland online access, all you have to do is download the Dubco Ireland Mobile App and you’re ready to go!
Saving made simple, a brighter future starts with Dubco Ireland Notice Saver Accounts.
Not a Member? No problem. Become a Member and avail all the benefits at Dubco.
Important Information
The 3-MONTH NOTICE SAVER and 12-MONTH NOTICE SAVER rates of interest are variable and may increase or decrease depending on the prevailing market conditions. This will be subject to review annually by Dubco Ireland. Both accounts will also be subject to DIRT at the prevailing rate.
Life Savings do not cover savings in these accounts. This insurance is for share accounts only. Dubco Ireland provides Life Savings Insurance (LSI) on the first €13,000 of savings in share accounts. If your shares fall below €13,000 because you transfer funds from shares into the notice saver accounts, please be advised that this will reduce your entitlement to LSI on your death. Qualifying members are automatically opted in for any free insurance offerings up to a maximum of €13,000. The level of loan savings insurance is subject to ongoing review by the Board of Directors. Any changes will be updated on our website for members to review.
For more information on the accounts and their Terms and Conditions, please refer to our account application form.
